Charlie is pursuing a double major in Economics and History, with the goal of building a career in finance. He hopes to combine the technical skills he learns in economics classes with the analytical skills he builds in history classes to succeed as an investor in his career. Charlie enjoys reading everything from news articles to novels, hoping to learn more about the world around him and expand his knowledge base. Outside of class, Charlie enjoys hiking, playing guitar, and swimming.

Opera (OPRA) is a strong buy with 75% upside to a price target of $27.13. Opera’s niche positioning in emerging markets and focus on privacy/productivity-minded users insulates it from direct competition with giants like Google and Microsoft. The company runs an asset-light model with minimal debt and a 7.5% FCF yield, trading at just 11.0x EV/EBITDA — less than half Google’s 25.0x multiple. A DCF using 15% YoY growth, 8.8% WACC, and an 11.0x terminal multiple supports the price target. On AI, Opera’s track record of adapting to browser market shifts means AI is more likely an opportunity for revenue diversification than an existential threat.